Our regular updates and articles give you advanced insight into the direction the Open Banking industry is moving.
Mexico has had its Fintech Law since 2018 but open banking has failed to see much progress. There have been legislatives hurdles, regulatory challenges and even lawsuits but the Mexican…
Open finance and therefore the exchange of data in a consented way have entered the scene, becoming a competitive advantage…
There are now well over 70 open banking or open finance programmes either live or in-development globally. The industry has…
With Colombia’s official launch of its Open Data strategy last Friday, Latin America furthers its bet on data as an…
In 2016, I wrote a LinkedIn article “Scheming about standards” which talked about the need for a scheme management function for…
Schemes mean different things to different people, but in this case, a scheme is a collection of rules to which…
A list of the National Registers of all European Markets, with links to each Register included.
This report is a summary and analysis for OBE Members of the EBA Fraud Discussion Paper based on close reading…
Despite its name, Open Banking does not make financial information widely accessible to anyone. Accessing banking information is only possible…
This publication focuses on the regulatory-driven markets, all of which have approved competent authorities that authorise and supervise market players.
With open finance hotly discussed, one of the prominent areas of activity is the Berlin Group’s Open Finance workstream.
This article looks at corporate APIs from the perspective of increasing market demand, and frustration around what is available, and…
Our notes on the topic cover authentication procedures, mandatory redirection, multiple SCAs, re-authentication, account selection, and more.
Open Finance is generating a wave of innovation and investment while providing fundamental changes to how financial products and services…
Many eIDAS certificates are reaching their 2-year term of expiring, this creates a problem for TPPs and banks. This article…
Open Finance is a trending topic around the world. For the past two years, Europe has talked about Open Banking…
There are three Open Finance cases where there are demands for certificates that are standardised but where PSD2 compliancy is…
Open Banking Enabled Services are the services offered to End Users which rely fully or partially on Open Banking.
At midnight on New Year’s day 2020 UK banks, payment institutions and electronic money institutions lost their right to offer…
The EBA has stated that following Brexit, eIDAS certificates will be revoked. If true, this will cause problems for UK-to-UK…
What happens to PSD2 requirements on Access to Account when the UK leaves the EU?
Directive (EU) 2015/2366 on payment services in the internal market (PSD2) requires Member States to ensure that customers have the…
From our experience with facilitating secure communications supported by qualified certificates, we wish to highlight several points for eIDAS review.
This article describes a problem that emerged with the PSD2 APIs, and covers the work that Open Banking Exchange Europe…
At the end of July 2019, the EBA officially published a standardised list of the names of the competent authorities.
A few weeks before PSD2 Access to Account comes into force people are asking how many TPPs there actually are,…
The TPP community is increasingly pushing for a delay to the regulatory deadline of 14th September 2019.
As any parent with young children knows, the favourite question on a road trip is “Are we nearly there yet?”…
This post covers what is required when it comes to granting access, certificates and registers, in particular the checks and…
As we start a new year, and as PSD2 comes into effect, I wanted to give you a short message…
This post covers a general update on PSD2, along with a bit of background on the Open Banking Exchange initiative,…
Keeping up with the various discussions can be a full-time job, this article tries to give a snapshot of the…
This post looks at the PSD2 text and then digs into what I think is meant by the words “API”,…
This article covers the increasing number of conferences, where the impact of PSD2 has been discussed. At the same time,…
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