Our regular updates and articles give you advanced insight into the direction the Open Banking industry is moving.
Since January 2023, Chile’s Fintech Law regulates Open Finance in the country. Law 21.521 aims to promote competition, financial inclusion, and innovation. It identifies and requires 4 regulated Open Finance…
In October 2021, Colombia’s Ministry of Finance and Public Credit published for consultation a draft decree to regulate open finance.…
Schemes mean different things to different people, but in this case, a scheme is a collection of rules to which…
Despite its name, Open Banking does not make financial information widely accessible to anyone. Accessing banking information is only possible…
This article summarises the regulatory status of open finance in Chile, depicting the objectives and stages of the Fintech Law.
Open Banking Exchange (OBE) marked the start of its operations in Chile with a summit that brought the Financial Market…
Open Finance: Opportunities and Challenges. Remarks by Kevin Cowan, Vice-President of the CMF, 'Open Banking Exchange Summit' (January 2022)
Open Banking Exchange was delighted to welcome Thiago Duarte, Co-ordinator of the Open Insurance Project at the Superintendence of Private…
After several years of planning and consulting, the Chilean government presented the Fintech Bill to Congress, with the main aim…
This article looks at corporate APIs from the perspective of increasing market demand, and frustration around what is available, and…
Open Finance is generating a wave of innovation and investment while providing fundamental changes to how financial products and services…
During industry discussions in June 2021, the Colombian ministry of finance raised a number of questions about the direction and…
Many eIDAS certificates are reaching their 2-year term of expiring, this creates a problem for TPPs and banks. This article…
Open Finance is a trending topic around the world. For the past two years, Europe has talked about Open Banking…
There are three Open Finance cases where there are demands for certificates that are standardised but where PSD2 compliancy is…
Open Banking Enabled Services are the services offered to End Users which rely fully or partially on Open Banking.
At midnight on New Year’s day 2020 UK banks, payment institutions and electronic money institutions lost their right to offer…
The EBA has stated that following Brexit, eIDAS certificates will be revoked. If true, this will cause problems for UK-to-UK…
What happens to PSD2 requirements on Access to Account when the UK leaves the EU?
From our experience with facilitating secure communications supported by qualified certificates, we wish to highlight several points for eIDAS review.
This article describes a problem that emerged with the PSD2 APIs, and covers the work that Open Banking Exchange Europe…
At the end of July 2019, the EBA officially published a standardised list of the names of the competent authorities.
A few weeks before PSD2 Access to Account comes into force people are asking how many TPPs there actually are,…
The TPP community is increasingly pushing for a delay to the regulatory deadline of 14th September 2019.
As any parent with young children knows, the favourite question on a road trip is “Are we nearly there yet?”…
This post covers what is required when it comes to granting access, certificates and registers, in particular the checks and…
As we start a new year, and as PSD2 comes into effect, I wanted to give you a short message…
This post looks at the PSD2 text and then digs into what I think is meant by the words “API”,…
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