Our regular updates and articles give you advanced insight into the direction the Open Banking industry is moving.
Day 2 of Open Banking Expo London kicked off with a Fireside Chat between Luis Miguel Zapata, Vice President, Digital Ecosystems, Bancolombia and Lauren Jones, Director Market Development, Open Banking…
Mexico has had its Fintech Law since 2018 but open banking has failed to see much progress. There have been…
Open finance and therefore the exchange of data in a consented way have entered the scene, becoming a competitive advantage…
There are now over 65 open banking or open finance programmes either live or in-development globally. The industry has come…
With Colombia’s official launch of its Open Data strategy last Friday, Latin America furthers its bet on data as an…
In 2016, I wrote a LinkedIn article “Scheming about standards” which talked about the need for a scheme management function for…
And so the firing gun for regional open banking initiatives has been fired. Four fintech associations in Latin America (Chile,…
As part of Open Banking Exchange’s thought leadership in the world of open banking, our latest webinar: ‘Open Finance in…
Open Banking Exchange is delighted to have had the opportunity to sit down with the Head of the URF Prudential…
Colombia’s National Development plan, which must first get the seal of approval from Congress, opens the door for mandated open…
Since January 2023, Chile’s Fintech Law regulates Open Finance in the country. Law 21.521 aims to promote competition, financial inclusion,…
In October 2021, Colombia’s Ministry of Finance and Public Credit published for consultation a draft decree to regulate open finance.…
Schemes mean different things to different people, but in this case, a scheme is a collection of rules to which…
A list of the National Registers of all European Markets, with links to each Register included.
This report is a summary and analysis for OBE Members of the EBA Fraud Discussion Paper based on close reading…
Despite its name, Open Banking does not make financial information widely accessible to anyone. Accessing banking information is only possible…
This publication focuses on the regulatory-driven markets, all of which have approved competent authorities that authorise and supervise market players.
This article summarises the regulatory status of open finance in Chile, depicting the objectives and stages of the Fintech Law.
Open Banking Exchange (OBE) marked the start of its operations in Chile with a summit that brought the Financial Market…
Open Finance: Opportunities and Challenges. Remarks by Kevin Cowan, Vice-President of the CMF, 'Open Banking Exchange Summit' (January 2022)
In response to Colombia’s draft decree on open finance, OBE held a series of discussions with its member community and…
This article explores the nature of the market and the different market players, describing the challenges and opportunities presented by…
Open Banking Exchange was delighted to welcome Thiago Duarte, Co-ordinator of the Open Insurance Project at the Superintendence of Private…
On Friday 29 October 2021, Colombia’s Ministry of Finance and Public Credit published for consultation the first decree defining the…
With open finance hotly discussed, one of the prominent areas of activity is the Berlin Group’s Open Finance workstream.
This article looks at how open banking and open finance promote financial inclusion by providing access to better products and…
A look back to the first Colombian summit with Open Banking Exchange, which connect the leading figures of Colombia's open…
After several years of planning and consulting, the Chilean government presented the Fintech Bill to Congress, with the main aim…
This article looks at corporate APIs from the perspective of increasing market demand, and frustration around what is available, and…
Our notes on the topic cover authentication procedures, mandatory redirection, multiple SCAs, re-authentication, account selection, and more.
Open Finance is generating a wave of innovation and investment while providing fundamental changes to how financial products and services…
Many eIDAS certificates are reaching their 2-year term of expiring, this creates a problem for TPPs and banks. This article…
Open Finance is a trending topic around the world. For the past two years, Europe has talked about Open Banking…
There are three Open Finance cases where there are demands for certificates that are standardised but where PSD2 compliancy is…
Open Banking Enabled Services are the services offered to End Users which rely fully or partially on Open Banking.
At midnight on New Year’s day 2020 UK banks, payment institutions and electronic money institutions lost their right to offer…
The EBA has stated that following Brexit, eIDAS certificates will be revoked. If true, this will cause problems for UK-to-UK…
What happens to PSD2 requirements on Access to Account when the UK leaves the EU?
Directive (EU) 2015/2366 on payment services in the internal market (PSD2) requires Member States to ensure that customers have the…
From our experience with facilitating secure communications supported by qualified certificates, we wish to highlight several points for eIDAS review.
This article describes a problem that emerged with the PSD2 APIs, and covers the work that Open Banking Exchange Europe…
At the end of July 2019, the EBA officially published a standardised list of the names of the competent authorities.
A few weeks before PSD2 Access to Account comes into force people are asking how many TPPs there actually are,…
The TPP community is increasingly pushing for a delay to the regulatory deadline of 14th September 2019.
As any parent with young children knows, the favourite question on a road trip is “Are we nearly there yet?”…
This post covers what is required when it comes to granting access, certificates and registers, in particular the checks and…
As we start a new year, and as PSD2 comes into effect, I wanted to give you a short message…
This post covers a general update on PSD2, along with a bit of background on the Open Banking Exchange initiative,…
Keeping up with the various discussions can be a full-time job, this article tries to give a snapshot of the…
This post looks at the PSD2 text and then digs into what I think is meant by the words “API”,…
This article covers the increasing number of conferences, where the impact of PSD2 has been discussed. At the same time,…
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