Our publications on specific topics provide support to Members for detailed operational problem analysis, investigation and resolution.
Regulations like PSD2 and GDPR foresee access to data, but not to its fullest. This targeted consultation aims to gather evidence and stakeholder views on various aspects of the state…
What are the key principles that should guide Europe on its journey from open banking through to open finance and…
About this working group The Open Finance working groups, organised by the Chilean regulator, the CMF, to execute the structuring,…
This OBE publication explains the Chilean Fintech Law to stakeholders impacted by it or interested in exploring the market opportunities…
About this document For information about this document and to participate in our working groups, please contact latam@openbanking.exchange. Downloading the…
API standards are at the heart of open finance and open banking. Along with Rules, Processes and Infrastructure, they create…
About this document For information about this document and to participate in our working groups, please contact latam@openbanking.exchange. Downloading the…
API standards are at the heart of open finance and open banking. Along with Rules, Processes and Infrastructure, they create…
About this document For information about this document and to participate in our working groups, please contact latam@openbanking.exchange. Downloading the…
API standards are at the heart of open finance and open banking. Along with Rules, Processes and Infrastructure, they create…
The OBE Open Finance TPP and use case report provides insights into who is providing Open Finance services in Colombia,…
Under Article 66 of PSD2, a Payment Services User (PSU) has the right to use a Third Party Provider (TPP)…
API standards are at the heart of open finance and open banking. Along with Rules, Processes and Infrastructure, they create…
About this document For information about this document and to participate in our working groups, please contact latam@openbanking.exchange. Downloading the…
Introduction The European Payments Council (EPC) is launching a public consultation on the draft rulebook of its new SEPA Payment…
About the OBE Colombia Blueprint The Blueprint and its work aim to enable standardisation, and a cost-effective delivery based on…
Regulations like PSD2 and GDPR foresee access to data, but not to its fullest. This targeted consultation aims to gather…
Introduction Purpose and structure of the consultation The targeted consultation aims to gather evidence for the review of PSD2. It…
A summary of the considerations and processes that are necessary to enable ASPSPs to provide secure and controlled Access to…
How trust is managed in the EU for PSD2 security and how this differs from what commercial applications such as…
PSD2 Qualified Certificates are valid for two years. The renewal process can be complex and should be conducted with caution…
TPPs are unsure which Payment Statuses are returned by Bank APIs & what they mean, making it difficult for them…
PSD2 came into force in January 2018, with a requirement deadline of 14 September 2019 to implement Strong Customer Authentication…
Digital identity has been at the forefront of discussions on technological change and is a crucial part of the digital…
Multiple OBE Members reported problems around identifying Instant Payment Fees in Europe. This document compiles a list of the Instant…
A dictionary of common functions identified by OBE Europe, from their analysis of APIs being implemented by Europe banks to…
The Open Finance Ecosystem describes the main players and how they interact within an Open Finance Framework.
Open Banking has significantly progressed in recent years, with more countries being involved. Being a part of the Open Banking…
Open Finance está generando una ola de innovación e inversión al tiempo que proporciona cambios fundamentales en la forma en…
During industry discussions in June 2021, the Colombian ministry of finance raised a number of questions about the direction and…
Durante las discusiones de la industria en junio de 2021, el Ministerio de Finanzas de Colombia planteó una serie de…
Los conceptos clave y la relación operativa entre los actores de Open Finance. Este PowerPoint describe cómo los reproductores y…
Las APIs y Open Finance a menudo se consideran intercambios bilaterales sin un sistema u organización central. Casi todos los…
El ecosistema de Open Finance describe los principales actores y cómo interactúan dentro de un marco de Open Finance.
El Manual de Open Finance sirve como plantilla para el Open Finance en Colombia y proporciona un elemento fundamental para…
El acceso al ciclo de vida de la cuenta son los cinco pasos fundamentales que un usuario de FinTech o…
Durante las discusiones de la industria en junio de 2021, el Ministerio de Finanzas de Colombia planteó una serie de…
This document provides a dictionary of the Open Banking Enabled Services being provided by TPPs in the EEA and in…
Open Banking Exchange (OBE) Europe has been analysing the payment statuses available in PSD2 and Open Banking APIs as provided…
Open Banking has significantly progressed in recent years, with more countries being involved. Being a part of the Open Banking…
Learn more about Registers in the context of PSD2 XS2A and to find out more about OBE's PSD2 XS2A solutions,…
This document defines a profile of JSON Web Signature, as defined in RFC 7515 in support of secure communications under…
The Open Banking Exchange Europe JSON Web Signature Profile aims at addressing the concerns about standardisation & security in signing…
The revised Payment Services Directive (PSD2) came into force in January 2018, with a requirement deadline of 14 September 2019…
This publication summarises: background, purpose and formats of the TPR & SRO lists; synchronisation issues identified; and the way forward…
This survey looks at how the security of communications has been defined by different API communities and what requirements have…
This document clarifies the understanding of the rights of Credit Institutions regarding Access to Accounts, given that National registers do…
Under Article 66 of PSD2, a Payment Services User (PSU) has the right to make use of a Third Party…
This guide summarises the terminology and processes set out in the revised Payment Services Directive (PSD2) that are required to…
The aim of this document is to help the reader to have a better understanding of the TPP Market, allowing…
This document explains which types of certificates are used, how to procure and validate them and the various operational and…
This document describes the security standards to be applied to Application Programming Interfaces (APIs) and communications for PSD2 Access to…
The European Banking Authority (EBA) have recommended that the eIDAS certificates of UK Payment Services Providers (PSPs) should be revoked…
OBE's letter written to the EBA on behalf of the Qualified Trust Service Provider (QTSP) community concerned by PSD2.
Incumbents are launching open bank hub initiatives as challenger banks and financial technology firms face a differentiation imperative in the…
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